Every day, workers show up to their jobs with the expectation of a safe and hazard-free environment. However, unforeseen circumstances can lead to tragic accidents. These unfortunate events often leave workers grappling with physical and financial struggles.
Understanding Permanent Disability in Workers’ Compensation
Permanent disability implies a long-term, irreversible impairment, resulting from a workplace injury. Unlike temporary disabilities, where an employee might recover and return to work, permanent disabilities can affect an individual’s ability to earn for a lifetime.
There are two main types of permanent disability workers’ compensation benefits: total permanent disability (TPD) and partial permanent disability (PPD). TPD benefits are paid if you are unable to work any job at all, while PPD benefits are paid if you are able to work but your earning capacity has been reduced.
The amount of workers’ compensation you receive for permanent disability will depend on your impairment rating. This rating is determined by a doctor who assesses the severity of your injury and its impact on your ability to work. The higher your impairment rating, the more workers’ compensation you will receive.
In addition to impairment rating, other factors that can affect the amount of your workers’ compensation settlement include:
- Your pre-injury wages. The higher your pre-injury wages, the higher your workers’ compensation benefits will be.
- Your state’s workers’ compensation laws. Each state has its own workers’ compensation laws, and the amount of benefits available can vary widely.
- Whether you have any other income sources. If you have any other income sources, such as Social Security disability benefits, this may reduce the amount of workers’ compensation you receive.
If you are offered a workers’ compensation settlement, it is important to have it reviewed by an experienced workers’ compensation attorney. An attorney can help you determine whether the settlement is fair and in your best interests.
The Role of Legal Representation
Permanent disabilities from workplace accidents can alter the course of an individual’s life. But with the right legal guidance, one can navigate the tumultuous waters of workers’ compensation settlements with more assurance.
Robinson & Geraldo, PC, stands as a beacon of hope for those seeking justice. If you, or someone you know, are searching for ‘compensation lawyers near me‘, look no further.
Choose Robinson & Geraldo, PC, and ensure that your rights are preserved and championed. Don’t navigate this journey alone; let us be your guiding light. Contact us today and take the first step towards securing the compensation you rightfully deserve.