Lost Wage Benefits: Are You Entitled To Compensation?

worker accident insurance disability compensation and social benefitsGetting injured at work is an incredibly stressful situation. Not only do you have to think about your physical recovery, but also about the financial impact of being unable to work.  Understanding your rights to lost wage benefits is crucial when you’re hurt on the job.

Lost wage benefits, also known as workers’ compensation, provide financial assistance to employees who are unable to work due to a work-related injury or illness.  These benefits are designed to help replace a portion of your income while you are recovering from your injuries.

Types of Lost Wage Benefits

There are several types of lost wage benefits you may be entitled to, including:

Temporary Total Disability (TTD)

TTD benefits are paid when your work-related injury prevents you from doing any work at all for a limited period. You’ll receive these benefits until you can return to work or until it’s determined you’ve reached maximum medical improvement (your condition isn’t going to get any better with further treatment).

Temporary Partial Disability (TPD)

If you can return to work in some capacity (modified duties, reduced hours), but your earning potential is less because of the injury, you might qualify for TPD benefits. These benefits make up the difference between your current reduced wages and your pre-injury earnings.

Permanent Partial Disability (PPD)

PPD benefits are paid if your work injury leaves you with permanent limitations or impairments, even after you’ve reached maximum medical improvement. The amount you receive will depend on the severity of the impairment and is often based on a rating system determined by a doctor.

Permanent Total Disability (PTD)

In the most severe cases, a work-related injury may prevent you from ever returning to any gainful employment. PTD benefits provide ongoing wage replacement and are often accompanied by vocational rehabilitation services to help you explore new fields if possible.

How Much Can I Receive?

The amount of lost wage benefits you are entitled to receive varies depending on several factors, including your average weekly wage and the severity of your injury. Generally, you can expect to receive around two-thirds of your average weekly wage. However, state laws can have specific formulas and maximum limits for each type of disability benefit.

Do I Need a District of Columbia Workers’ Compensation Lawyer?

An experienced workplace accident attorney can significantly improve your chances of getting the benefits you deserve.  Lawyers who handle work injury cases can help you:

Seek Legal Guidance

If you’ve been injured at work, don’t navigate the complex workers’ compensation system alone.   The lawyers at Robinson & Geraldo, PC, have extensive experience helping injured workers obtain fair compensation. We understand the challenges you are facing and are committed to fighting for your rights. Contact us today for a consultation. Let us help you get the lost wage benefits you deserve.