An unexpected incident at work can disrupt one’s life in ways unimagined. Workplace injuries not only bring physical pain but also financial uncertainties. In such cases, understanding the intricacies of workers’ compensation becomes pivotal. One such concept, the permanent partial disability (PPD) award of compensation, often becomes a beacon of hope for many. But what exactly is it?
Permanent Partial Disability (PPD)
Permanent partial disability is any loss of function or capacity that is permanent and not total. This can include injuries such as the loss of a limb, hearing loss, or vision loss. It can also include chronic pain or other conditions that limit your ability to work or perform activities of daily living.
When a worker gets hurt and sustains a PPD, the financial repercussions can be daunting. Medical bills pile up, and the reduced working capacity can lead to diminished earnings. A PPD award of compensation offers financial relief, ensuring that the injured worker receives adequate compensation for the lasting damages. This award is determined by an adjudicator after a hearing that includes, among other things, a review of a permanency rating. However, an injured worker can use their “rating” as a baseline for achieving a full and final settlement for their work-related injury.
To be eligible for a workers’ comp PPD award of compensation, you must first meet the following criteria:
- You must have suffered a work-related injury or illness.
- Your injury or illness must have resulted in a permanent partial disability.
- You must have reached maximum medical improvement (MMI), which means that your condition is not expected to improve further with medical treatment.
The amount of a workers’ comp PPD settlement is typically calculated based on the following factors:
- The severity of your disability
- Your age
- Your pre-injury wages
- Your earning capacity after the injury
- The length of time you are unable to work
Permanent partial disability due to a workplace accident isn’t just a physical challenge; it’s an emotional and financial one as well. However, with the right legal representation, one can navigate the choppy waters of PPD Awards as well as settlements based upon one’s potential PPD award with confidence. If you or a loved one has been affected, don’t hesitate. Seek out attorney for injury at work and ensure that your rights are protected.
Robinson & Geraldo, PC is a leading workers’ compensation law firm in Washington, D.C. We have a proven track record in negotiating for our injured clients. We understand the complex workers’ compensation laws and are committed to fighting for your rights.
If you have suffered a permanent partial disability due to a workplace accident or illness, contact Robinson & Geraldo, PC today for a consultation. We will review your case and discuss your options for obtaining a PPD award and/or a workers’ compensation settlement.