Workers’ compensation is a system of insurance that provides benefits to employees who are injured or become ill on the job. In Washington D.C., all employers are required to carry workers’ compensation insurance. This insurance covers medical expenses, lost wages, and other benefits for injured workers. There are a number of reasons why a workers’ compensation claim may be denied in Washington D.C. Some of the most common reasons include:
- The employer disputes that the injury or illness was work-related.
- The employee did not file their claim on time.
- The employee does not have the necessary medical documentation to support their claim.
- The employee was already injured or ill before the workplace incident.
- The employee violated company safety rules.
Denied claims can leave injured workers in a difficult position, wondering how to secure the benefits they deserve. Understanding how to challenge a denied claim is crucial for protecting your rights. If your claim has been denied, Robinson & Geraldo, PC is here to help. Below, we outline several legal strategies to challenge denied claims and ensure you receive the compensation you’re entitled to.
Filing an Appeal with the Office of Workers’ Compensation (OWC)
The first step in challenging a denied workers’ compensation claim in Washington, D.C., is to file an appeal with the Office of Workers’ Compensation (OWC). The appeal must be filed within the specified timeframe after the denial notice. The appeal process begins with completing and submitting the Application for Formal Hearing.
It is crucial to provide all necessary documentation, including medical records, witness statements, and any additional evidence that supports your claim. Ensure that all forms are accurately filled out to avoid administrative delays. During the hearing, you can present evidence and argue your case before an administrative law judge. Legal representation from the skilled workplace injury lawyers at Robinson & Geraldo, PC can increase your chances of success.
Requesting Reconsideration with New Evidence
If your initial claim was denied due to insufficient evidence, you may be able to request reconsideration by submitting additional proof to support your case. Obtain detailed medical reports from your healthcare providers to clarify the severity and cause of your injury. Gather witness statements from colleagues who can attest to the circumstances of the workplace incident.
Include employer records, such as incident reports, to establish that the injury occurred during work hours. An on the job injury lawyer can guide you in compiling and organizing evidence effectively. Demonstrating that your injury directly resulted from your job duties can make a compelling case for reconsideration.
Challenging the Medical Opinion Used to Deny the Claim
Workers’ compensation insurers often rely on medical evaluations to determine the validity of a claim. If the insurer’s chosen doctor provides an unfavorable opinion, you have the right to challenge it. Seek a second opinion from an independent medical professional. Highlight discrepancies between the insurer’s medical evaluation and your treating physician’s findings.
Present evidence of ongoing treatments, rehabilitation progress, and related expenses. A Columbia workers compensation lawyer can help ensure that independent medical assessments are conducted fairly. Demonstrating that the insurer’s medical evaluation is incomplete or biased can strengthen your appeal.
Demonstrating Procedural Errors in the Claim Process
Insurance companies and employers must follow specific procedures when processing workers’ compensation claims. Procedural errors can provide grounds for appealing a denial. Identify errors in how your claim was handled, such as missed deadlines, improper notice, or inadequate investigation.
Document any failures by your employer to report the injury to the insurer promptly. Attorneys can review the claim’s timeline and identify procedural violations. Procedural mistakes can undermine the validity of the denial, making it easier to reverse the decision. This strategy ensures that you’re not penalized for mistakes made by the employer or insurer.
Escalating Your Case to the Compensation Review Board (CRB)
If the OWC’s decision is unfavorable, you can escalate your case to the Compensation Review Board (CRB). This independent body reviews decisions made by the OWC. Submit a written request for a review of the decision, outlining specific errors or legal grounds for reversal. Provide compelling arguments and evidence to support your appeal.
The CRB’s review process focuses on whether the OWC’s decision adhered to the law and factual evidence. Columbia workers comp lawyers can advocate on your behalf during CRB proceedings. An experienced lawyer can navigate the review process effectively, increasing your chances of a favorable outcome.
Secure Your Benefits Today
Don’t let a denied workers’ compensation claim stand in the way of the support you need. Robinson & Geraldo, PC, has the experience and dedication to help you secure the benefits you deserve. If you’ve been injured on the job in Washington, D.C., our attorneys are here to advocate for your rights. Contact us today to discuss your case and take the first step toward a successful appeal.